PADGETT RECOVERY SERVICES

National Recovery Counsel for Creditors and Financial Institutions

Padgett Recovery Services helps banks, lenders, and businesses collect what they are owed — through disciplined, compliant, and effective legal recovery.

Padgett Recovery Services is a national creditors' rights and debt-recovery service. PRS represents creditors, banks, and financial institutions in the recovery of outstanding accounts—combining the resources of an established brand with a focused, results-driven collections process. From pre-suit demand through litigation and post-judgment enforcement, we manage each file with attention to compliance, documentation, and your reputation.

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National Consumer Debt Collection Services

We pursue delinquent consumer accounts on behalf of creditors with a process built for accuracy and compliance. Every account is handled in accordance with the Fair Debt Collection Practices Act (FDCPA), Regulation F, and applicable state law — protecting your recovery and your reputation.

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Judgment Enforcement and Other Legal Remedies

Obtaining a judgment is only half the battle. Our team enforces judgments through the full range of legal remedies — including wage garnishment, bank levies, liens, asset location, and writs of execution — to convert judgments into actual recovery.

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Litigation & Legal Collections

When accounts require legal action, we litigate. Our attorneys handle collection suits from filing through judgment, backed by the trial experience and infrastructure of Padgett. 

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Were you contacted by us or a PRS vendor?

BORROWERS
If you've been contacted by us regarding an account, our team is here to help you resolve it.  Contact us today for resolution.
 

Ready to partner and recover what you're owed?

LENDERS
Partner with our recovery services unit built for creditors' rights and offering disciplined, nationwide, compliant recovery.